Optima Plus offers to cover you for higher hospitalization expenditures at nominal premium. It is the only plan in India that offers an option to convert to a fully-fledged nil deductible health insurance plan on retirement
Option to convert the plan to a fully fledged indemnity health insurance plan available only at renewal between 58-60 years
140 Day care treatments are covered.
Get 7.5% discount by opting for two years policy
Domiciliary treatment expenses are also covered.
Life long policy renewal is available
Tax rebate available as per provision of Income Tax Rules under section 80-D
Family Discount of 10% if 2 or more family members are covered under the same
Room Rent Limit
ICU Daily Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
140 procedures covered
Pre-Existing Disease / Illness coverage
After 24 months for specific diseases or pre-existing conditions